decisionhealth Newsletters, Part B News - 2026 Issue 5 (May)
Liability premiums on the rise; be proactive and put brokers to work
Subscribe or sign in to view the full article.
Article Overview
This practice management article summarizes AMA reporting on medical liability insurance premiums and malpractice claim frequency, then discusses market factors influencing pricing and practical considerations when reviewing coverage. It is aimed at physicians, practice managers, and billing or risk-management professionals who want a broad understanding of current liability insurance trends, broker strategies, and policy features to watch during renewal.
Why This Topic Matters
The article helps readers understand why liability premiums may continue rising even as claim frequency changes, and it highlights why coverage reviews and broker shopping can affect cost and risk protection.
Article Sections
-
Practice management
Introduces the overall topic of medical liability insurance pricing and the need to reassess coverage. It frames the discussion around current premium trends and practice management implications.
-
Avoid ‘expensive passivity’
Discusses general approaches to evaluating renewal options and seeking competitive quotes. It also touches on broad factors insurers may consider when reviewing practices.
-
Break in broker tips
Covers broker and carrier shopping strategies, including use of market data and competition among insurers. It also addresses the value of independent broker support during policy review.
-
Sweat the details
Reviews broad coverage features and policy provisions that should be examined when comparing liability insurance options. The section emphasizes staying aware of protection differences when changing policies.
What You Will Learn
- How AMA reporting is being used to describe medical liability premium trends
- Why claim frequency and premium movement may not track together
- What broad factors can influence medical liability underwriting and pricing
- How brokers may be used in the shopping and renewal process
- Which general policy features are commonly reviewed when comparing coverage options
Who Should Read This
- Physicians
- Medical practice managers
- Billing and revenue cycle professionals
- Practice administrators
- Risk management professionals
Subscribe or sign in to view the full article.
Quick, Current, Complete - www.findacode.com