Medicare_Carriers_Manual / 3340 / 3340.2_Definitions.--

Why This Topic Matters

Clear understanding of these definitions helps support accurate interpretation of coverage relationships and claim responsibility in Medicare-related workflows.

Article Sections

1. A. Liability Insurance

   Defines the general category of liability insurance and notes that it includes several common coverage types and certain state wrongful-death payments.

2. B. Self-Insured Plan

   Defines a self-insured plan and describes the relationship between state authorization and risk assumption, including a federal government example.

3. C. Uninsured Motorist Insurance

   Defines a motorist-related liability coverage category tied to damages caused by a driver without adequate automobile liability coverage.

4. D. Underinsured Motorist Insurance

   Defines a related optional coverage category associated with inadequate protection under another party’s policy or plan.

5. E. Accident

   Defines the term used for an occurrence or activity that the individual believes resulted in injury or illness and for which another party is considered liable.