E/M Coding Alert - 2004 Issue 18
Insurance: Should Coders And Managers Obtain Personal Liability Insurance?
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Article Overview
This article examines the question of personal liability insurance for coders, billers, business managers, and related compliance professionals. It summarizes differing viewpoints from attorneys and industry experts about risk, employer protection, contract status, and the possibility of being named in fraud or misconduct cases. The piece is relevant to coding and compliance staff, managers, consultants, and organizations evaluating whether individual or firm-level coverage may be appropriate.
Why This Topic Matters
It helps readers understand the professional and legal context around personal exposure for coding and billing roles, especially when employer coverage may be limited or unavailable.
What You Will Learn
- Why some coding and billing professionals consider personal liability insurance
- How employment status and indemnification can affect liability exposure
- Why fraud-related cases may involve non-physician staff
- How industry experts differ on the need for individual coverage
- Why professional independence and documentation of roles matter in compliance settings
Who Should Read This
- Medical coders
- Medical billers
- Coding managers
- Compliance professionals
- Healthcare consultants
- Healthcare administrators
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