tci Medicare Compliance & Reimbursement - 2006 Issue 8

Coverage: CDHPs Lead Cost-Conscious Consumers To Skimp On Preventive Care

High-deductible plans have reduced medical costs but may encourage penny-pinching to a fault, studies suggest.The divide that separates proponents of "consumer-driven" health care from traditional plans' staunch defenders grows wider by the day.Three recent studies have shed new light on consumer-driven health plans' cost benefits. First-time CDHP beneficiaries have generated an 8-percent reduction in medical costs--all while making positive changes in health behavior, such as increasing their use of medications to treat chronic health care conditions, according to a Feb. 2 study from CIGNA Choice Fund. "This early data suggests that the change in health care decision-making...

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