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ERISA Topics Page

General
Articles (1)
Tips (1)
Webinars (2)
Resources/Links (13)

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans. The Patient Protection and Affordable Care Act (PPACA) added additional regulations to the ERISA program. It is administered and enforced by the Labor Department’s Employee Benefits Security Administration, the Treasury Department’s Internal Revenue Service, and the Pension Benefit Guaranty Corporation. ERISA ensures that participants have access to information about their plans by requiring transparency and accountability.

Many healthcare providers do not take advantage of the opportunities afforded them through the ERISA appeals process.

You need to understand the following concepts:

Self-Funded vs Fully-Funded plans: Because some self-funded plans are exempt from both ERISA and the PPACA, it is very important to determine the exact type of plan. Using a Verification of Insurance form (Resource 148) can help. The number of self-funded plans seems to be increasing because of the PPACA.
ERISA Appeal steps: These steps include obtaining the summary plan description (SPD), becoming the authorized representative and understanding appeal rights.

ERISA Articles

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ERISA BCBS Ruling

February 10th, 2015

By | Published February 10th, 2015 - Last Review/Update April 23rd, 2018

In the case of "Pennsylvania Chiropractic Association v BlueCross BlueShield Association," ERISA appeal rights of providers are upheld and expanded.

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ERISA Tips

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HCC Coder
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ERISA Webinars

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Success with Out-of-Network Billing in Today's Environment Part 2

January 14th, 2019

In this webinar Maxine will be presenting information and tips for understanding and billing Employment Retirement Income Security Act (ERISA) insurance plans. She will explain the rules and regulations concerning ERISA plans, as well as procedures for handling/appealing "adverse denials" of claims. Coders and Insurance Billing Specialists should not miss this informative presentation.

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Success with Out-of-Network Billing in Today's Environment Part 1

January 14th, 2019

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ERISA Resources/Links

Reimbursement Guides
2020 Edition

Find-A-Code's 2020 specialty specific Reimbursement Guides give you the coding, billing, and documentation support you need to get paid properly and keep it.