Getting paid: Grandfathered plans can ding you on preventive billing

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Note:  The following article synopsis was NOT provided by HCPro. It was created by Find-A-Code/innoviHealth.

Article Overview

This article discusses preventive-service billing under the Affordable Care Act, with emphasis on how grandfathered and non-grandfathered health plans can differ in preventive coverage and cost sharing. It is aimed at coders, billers, and practices that need to understand when preventive services may be covered without patient cost sharing and when separate reporting or advance patient notification may be relevant. The article also references general guidance sources and examples involving preventive care, evaluation and management services, and modifier use.

Why This Topic Matters

Preventive-service coverage can affect whether a patient owes a copay and how a claim is processed, so practices need to verify benefits and understand plan-specific differences before providing care.

Article Sections

  1. ACA preventive coverage and plan differences

    Introduces how preventive services are treated under the Affordable Care Act and highlights differences between grandfathered and non-grandfathered plans.

  2. When cost sharing may still apply

    Describes situations in which patients may still have out-of-pocket responsibility and why same-day services can create billing complexity.

  3. Using Modifier 33

    Explains the role of modifier 33 in identifying preventive services when the reported code does not itself indicate screening or preventive intent.

What You Will Learn

  • How preventive-service coverage can vary by insurance plan type
  • Why benefit verification matters before providing preventive care
  • What general billing situations can still involve patient cost sharing
  • How preventive services may be identified in claim reporting when the code itself is not screening-specific

Who Should Read This

  • Medical coders
  • Billers
  • Physician practices
  • Family medicine practices
  • Pediatric practices
  • Compliance staff

Codes Discussed

Modifiers Discussed


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