BC Advantage - 2026 Issue 3

Out-of-Pocket Medical Expenses

We have many requirements when it comes to healthcare. These requirements include out-of-pocket medical expenses. There are three different types. This article will discuss and compare each.   Copays   A copay or copayment is a fixed, out-of-pocket amount that patients are required to pay for healthcare, typically at the time of service.   However, not all patients have copayments, such as Medicare Part B patients. I have Medicare Part B, so I pay for my premium, and I have no copayment. A patient under Medicare Part C could have a copayment. Three hundred seniors live near me, many...

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